CT Scanner Financing for Dental and Oral Surgery Practices

Three-dimensional imaging has changed what a dental practice can accomplish. Implant placement that once depended on two-dimensional periapical films and clinical judgment can now be planned against a volumetric reconstruction of the bone, the nerve canal, and the adjacent anatomy. Impacted third molar extractions that carry nerve proximity risk can be evaluated before the first cut. Root canal morphology that sends a conventional case to a specialist can sometimes be managed in-house once the anatomy is visible in three dimensions. That clinical capability starts with the right imaging equipment, and it starts with financing that makes the investment practical.

We finance dental CBCT scanners for general dentists, oral and maxillofacial surgeons, endodontists, periodontists, and dental group practices that want to add three-dimensional imaging capability. Cone-beam CT has become the standard imaging tool for implant dentistry, oral surgery planning, and advanced endodontics, and the equipment cost has come down enough that in-house imaging is now economically viable for a broad range of dental practice types.

Dental CBCT financing transactions typically range from $50,000 for a small-volume focused-field unit to $150,000 or more for a large-volume full-face or combined 2D/3D system. We finance both new and used CBCT systems. Minimum transaction is $50,000, and most dental CBCT deals close in one to two weeks from application.

Dental CT Systems We Finance

Dental CBCT systems vary significantly in field of view, resolution, dose, and software capability. The right system for a practice depends on what it does clinically and how much volume it expects to generate.

• Focused small-field CBCT units for practices primarily performing single-tooth implant planning and endodontic diagnostics, where a limited field of view delivers high resolution at lower dose and lower cost
• Medium-field units covering the full arch or maxillofacial region, appropriate for general implant dentistry and third molar evaluation in oral surgery practices
• Large-field full-skull systems for oral and maxillofacial surgery practices that need facial bone visualization for orthognathic surgery, pathology evaluation, and complex trauma cases
• Combined 2D/3D systems that provide panoramic and cephalometric imaging alongside CBCT in a single footprint, common in orthodontic and oral surgery practices

For practices with an ENT or sinus component, an ENT CBCT system may serve both the dental and ENT diagnostic needs in a combined facility. For practices that perform more complex maxillofacial procedures requiring larger field-of-view cross-sectional imaging, a broader cone-beam CT system may extend the practice's diagnostic capability beyond the dental-focused platforms.

Dental Practice Types We Finance

In-house CBCT makes financial sense across a range of dental practice sizes and specialty orientations.

• General dental practices with an active implant placement program that currently refer patients to an imaging center for CBCT scans and want to bring that revenue in-house
• Oral and maxillofacial surgery practices where CBCT is essential for third molar evaluation, implant planning, and complex jaw surgery preparation
• Endodontic specialty practices where CBCT resolves diagnostic ambiguity on complex cases and supports treatment planning for calcified canals and missed root anatomy
• Periodontal practices that use CBCT for bone level assessment and implant site evaluation
• Dental group practices with multiple providers across one location that generate enough CBCT volume to justify ownership rather than continued outside referral

For dental practices in startup or early growth phases, we offer application-only financing on transactions under approximately $400,000, which allows the practice to move quickly without assembling a full documentation package.

How Dental CBCT Financing Works

Dental practice financing follows a straightforward path. For transactions under approximately $400,000, which covers virtually all dental CBCT purchases, we typically work on an application-only basis using three months of business bank statements and a completed application form. Credit decisions usually come back within a few business days, and funding follows within one to two weeks of approval.

Dental practices commonly choose one of two primary financing structures. An equipment finance agreement functions like a loan: the practice owns the scanner, makes fixed monthly payments, and can claim the Section 179 deduction to expense the purchase in the year of acquisition. A capital lease or dollar buyout lease gives the practice guaranteed ownership at the end of the term with a one-dollar purchase option, and the lease payment is typically structured to be similar to a loan payment.

For dental practices that own a CBCT scanner outright and want to pull capital from that asset for a facility expansion, new equipment, or working capital, a Sale-Leaseback Financing converts the scanner equity to cash while allowing the practice to continue using the equipment. We evaluate sale-leasebacks on dental CBCT equipment based on the unit's age, model, and current market value.

Finance Your Dental CBCT System

Tell us about the unit you are considering, your monthly CBCT scan volume or projection, and your practice's financial profile. We will structure a financing option that fits the way a dental practice generates revenue. Most deals close in one to two weeks.